Farmer cooperatives have increased their presence in rural communities, and have a vested interest in the economic well-being of these areas. Their activities, earnings, and patronage dividends directly support the rural American economy. Federal policies must continue providing rural communities with the tools necessary to sustain and promote economic well-being.
The Farm Credit System is a cooperatively-owned network of financial institutions established by Congress to serve as the reliable supplier of competitively priced credit to U.S. farmers, ranchers, agricultural cooperatives, rural utilities, and other rural businesses. The cooperative structure of the Farm Credit System ensures that profits are returned to customer-owners through patronage distributions or are used to support new, mission-related lending activities.