Farm Credit Bank of Texas, headquartered in Austin, Texas, is a cooperatively owned wholesale bank which is part of the nationwide Farm Credit System, established by Congress in 1916. Together with our affiliated lending cooperatives, we comprise the $19.6 billion Texas Farm Credit District, the single largest rural lending network serving Alabama, Louisiana, Mississippi, New Mexico and Texas. We provide loan funds and services to 17 retail-lending co-ops and four Other Financing Institutions. These lenders make loans for rural real estate, agribusiness and agricultural production. We also are active in the capital markets arena, participating in large-loan opportunities with the food, agribusiness, rural utility and rural communications sectors. Our mission is to enhance the quality of life in rural America by using cooperative principles to provide competitive credit and superior service to our customers.